Legal Information

Before continuing on to the website, please read the terms of use carefully.

Your use of the Amundi Finance website constitutes your acceptance of the terms and conditions set forth below. If you do not agree to these terms and conditions, please do not go to the site, or access any page thereof.

In the present terms and conditions, the terms stated below refer to the following:

  • “site” or “website”: the amundi-finance.com website
  • “affiliates” or “affiliated companies”:  Amundi acting as guarantor in relation to the securities issued
  • “Notes Programme”, notes and certificates programme issued by Amundi Finance in accordance with the applicable European law.

 

Legal information concerning Amundi Finance and the affiliates of the CREDIT AGRICOLE group

 

You are currently logged on to the French website of Amundi Finance, a French société anonyme, having its registered office 90, boulevard Pasteur, 75015 PARIS, Siren number 421 304 601 RCS Paris

The company hosting this site is PROGICA S.A.S. - 12 place des États-Unis, 92120 Montrouge - FRANCE.

This site also contains information about the following affiliated companies:

 

Amundi

A French Société Anonyme (public limited company), credit institution having its registered office 91-93, boulevard Pasteur 75015 Paris, SIREN number 314 222 902 RCS PARIS

 

For information purposes only

The information contained in this website is not intended for distribution or use by any person or entity in a country or jurisdiction where such distribution or use would be contrary to legal and regulatory provisions, or which would require Amundi Finance or its affiliated companies to comply with the registration procedures of said countries. Certain products or services may not be registered or authorised in all countries or available to all clients.

The data and information in this website is provided solely for information purposes. None of the information contained in this website constitutes an offer or solicitation by Amundi Finance and/or its affiliated companies to provide investment advice or services, or to buy or sell financial instruments.

Limited access

This website is not intended for or aimed at individuals who are subject to laws or regulations prohibiting the publication or access to the information contained in this website.

In all cases, persons who are subject to restrictions prohibiting the publication of or access to the information contained in this site are not permitted to access the information contained on this website and are encouraged to leave the site.

More specifically, this site is not intended for use by residents or citizens of the United States of America or “US Persons” as defined by “Regulation S” of the Securities and Exchange Commission by virtue of the US Securities Act of 1933. The definition of “US Person” is provided below.

The term “US Person” refers to: (a) any natural person resident in the United States of America; (b) any partnership or corporation organised or registered under US regulations; (c) any estate (or “trust”) of which the executor or administrator is a US Person; (d) any trust of which one of the trustees is a “US Person”; (e) any agency or branch of a non-US entity located in the United States of America; (f) any non-discretionary account (other than an estate or trust) managed by a financial intermediary or any other representative authorised, incorporated or (in the case of a natural person) resident in the United States of America; (g) any discretionary account (other than an estate or trust) managed by a financial intermediary or any other representative authorised, incorporated or (in the case of a natural person) resident in the United States of America; and (h) any partnership or corporation, if it is (i) organised or incorporated under the laws of a country other than the United States of America and (ii) formed by a US Person principally for the purpose of investing in securities not registered under the US Securities Act of 1933, as amended, unless it is organised or registered and owned by “Accredited Investors” (as defined by “Rule 501 (a)” of the Act of 1933, as amended) other than natural persons, estates or trusts.

This restriction also applies to residents and citizens of the United States of America and to “US Persons” who might visit or have access to this website when travelling or residing outside the United States of America.

You are solely responsible for the choice of your country of nationality or residence and for selecting your country site accordingly. By viewing your country site, you confirm that this choice is in compliance with all laws and regulations applicable in your country of nationality or residence or that it is made under your sole responsibility.

Disclaimer about the products

Past performance is not indicative of future returns. Notes Programme may offer no capital guarantee. Investors may not get back the full amount of their initial investment. Subscribing to a Notes Programme may involve risks. Potential investors are advised to read the risk section, which is described in the Summary of each product. The amount that is reasonable to invest in a Notes Programme will depend on the personal circumstances of each investor. To determine this amount, investors should take into account their financial situation, personal assets, and current and future requirements, as well as considering their willingness to accept risks or conversely their preference to invest cautiously. Investors are also strongly recommended to sufficiently diversify their investments so as to avoid being exposed solely to the risks of this Notes Programme. Investors should therefore seek advice in this regard from their usual advisors (legal, tax, financial and/or accounting) before subscribing in a Notes Programme.

 

Prospectus and supplements of Amundi Finance are available on Amundi Finance’s website in accordance with the provisions of the General Regulation of the AMF. They are available by request to Amundi Finance or on the AMF website.

Neither Amundi Finance, its affiliates nor any of the author of this website shall be liable for any direct or indirect loss as a result from or in connection with any use of the information contained in this website.

 

Money laundering

As a result of regulations against money laundering and other regulations, identification documentation is required when you make your investment.

Absence of guarantees

The data contained in this site are presented "as is" and at the date indicated. Amundi Finance and its affiliates provide no guarantee, either express or implied, as to the accuracy, reliability, or the full nature of the information provided in this site and expressly disclaim any guarantee as to the site’s suitability for a given purpose. Data are based on information that we consider reliable, but we do not guarantee that they are accurate, complete, valid or relevant and they should not be considered as such for any purpose whatsoever.

Privacy data collection

When navigating this website, Internet users may notify to Amundi Finance not only the technical and browsing information cited in the Cookies policy, such as the type of browser, the IP address, the pages visited and the average time spent necessary for the administration of the Website, but also data of a personal character, necessary for the implementation of the services offered on this Website.

Personal data so collected may form the object of processing, pursuant to the Loi relative à l’informatique aux fichiers et aux libertés [French data protection act] of 6 January 1978 and the Règlement général sur la protection des données [General regulations on data protection] “RGPD” of 27 April 2016, under the conditions mentioned in each collection medium for the offered services.

Amundi Finance undertakes to retain data of a personal character for the duration necessary to the service for which they have been collected, a note of which appears on each data collection form.

Amundi Finance shall keep all personal information provided by Internet users via the Website confidential and this in accordance with laws and regulations currently in effect.

Data of a personal character so collected may be notified to subcontractors within the context of the operation of the Website or the execution of the subscribed service. They may also be transferred to a third party within the context of a legitimate ground, such as for the execution of a legal or regulatory obligation.

Internet users shall enjoy a right of access, rectification or objection to the date of a personal character concerning them. In the same way, Internet users may withdraw their consent to the subscribed service at any time. In order to assert this right, the Internet user should contact the website manager via e-mail to dpo@amundi.com or by letter to the following address: Amundi– DPO BSC / SEC / PCA – 90, boulevard Pasteur – 75730 PARIS Cedex 15.

Information may also be obtained from the Personal Data Manager of the Amundi group via e-mail address to dpo@amundi.com or register a complaint with the Supervisory Authority via letter to the Commission Nationale de l’Informatique et des Libertés (CNIL) [French National Data Protection Commission], at 3, Place de Fontenoy –TSA 80715 – 75334 Paris Cedex 07 or directly via its website: 

Cookies related information

Amundi Finance’s website uses cookies. On consulting the website, cookies are installed on the Internet user’s computer, tablet or smartphone. The information below provides a better understanding of how cookies operate and how to use current tools in order to configure them.

What is a cookie?

Use of cookies is widespread on the Internet. A cookie is a small text file containing information, recorded on the hard disk of your terminal (e.g. computer, tablet, smartphone, etc.), when you consult a Website by virtue of your browser software. It is transmitted by the server of a Website to your browser. The cookie file allows its issuer to identify the terminal on which it is recorded for the validity or registration period of the relevant cookie. A cookie cannot be traced back to a natural person.

Why do we use cookies?

We use 3 categories of cookies, the purposes of which are described below. We do not use cookies to collect personal information (such as names).

1. Functionality cookies

These cookies are not indispensable for browsing our website but allow its functioning to be optimised and access to specific functionalities to be granted to Internet users. They also allow the presentation of our website to be adapted to the display preferences for each terminal. These cookies thus ensure fluid and tailored browsing.

Placing cookies on a terminal is the simplest and fastest way of personalising and improving the user experience.
These cookies are installed by Amundi Finance. They have a very short lifespan, in most cases, for the duration of the session and at most, for one year.

2. Audience measurement cookies (statistics)

These cookies collect information on how visitors use a website. For example, the number of visits, the most visited pages…

XITI, the statistical tool, generates a cookie with a unique identifier, the duration of conservation of which is limited to 13 months. We collect the IP address, in order to identify the city from which the Internet user is connecting. This is immediately anonymised after use. In this way, Amundi Finance or its affiliate Companies can no case trace a natural person by this route.

The collected data are retained by Amundi Finance for 6 months and are not transferred to third parties or used for other purposes.

How are cookies managed?

There are several possibilities for managing cookies. Any configuration by Internet users is likely to modify their browsing of the Internet and conditions for access to certain services requiring the use of Cookies.

Internet users may choose to express and modify their desires regarding cookies at any time, using the means described below.

1. Configuration of your browser

 

2. Opt out links for audience measurement cookies (statistics)

The cookies installed by Xiti (AT Internet): http://www.xiti.com/fr/optout.aspx

Presence of hyperlinks 

Links from site to site: the presence of hyperlinks on the site is intended solely to facilitate your navigation to the sites of other companies.

Amundi Finance is not responsible for damages or losses caused by any delays, defects or omissions that may exist in the services, information or other content provided on the site, whether these be actual, alleged, consequential or punitive. Amundi Finance provides no guarantees and makes no representations, and will not be responsible for any content delivered electronically by a third party, including with regard to the accuracy, object, quality or timeliness of any electronic content.

Amundi Finance prohibits anyone from putting in place such a link without obtaining its prior and express authorisation.

Market data content 

The data and information contained in this website may be provided by information providers pursuant to authorisations granted either to Amundi Finance or to the CREDIT AGRICOLE group.

Security

Users of this site expressly agree that the Internet is not a safe medium of communication of information and that you use the Internet at your own risk.

Amundi Finance cannot be held liable for any loss or damage that could result from interception by third parties of information that is made available to you on the site. Neither Amundi Finance nor any of its affiliates, directors, officers or employees shall be liable for loss or damage that may result from a malfunction or interruption of the services of this site, or an error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure or alteration or use of recordings, even if the circumstances causing this event may have been under the control of CREDIT AGRICOLE or any provider offering services or software support. Neither CREDIT AGRICOLE nor its affiliates nor any party shall be liable to you for any type of damage, even if CREDIT AGRICOLE or any other party has been informed of the possibility of such damages.

Website use

The information contained in this site is intended to inform you by presenting additional information to that contained in the appropriate documentation for the proposed investment.

A subscription must be based only on the appropriate documentation delivered to subscribers before subscription or available on request from all the agencies of the authorised distributors.

Any deliberate misuse of an element of the Amundi Finance’s website (including, without limitation, piracy, the introduction of viruses, site disturbance, excessive use or use contrary to applicable law) is expressly prohibited.

Amundi Finance reserves the right to change or modify these terms and conditions subject to notification (including by e-mail or by posting a note on the website).

Ownership of the site, copyrights and trademarks

Amundi Finance holds copyrights on all work appearing in this site, including images, texts, iconographic representations and documents that may be downloaded from this website.

The reproduction or representation of all or part of this website, by any means whatsoever, is therefore strictly prohibited without the prior written consent of Amundi Finance.

You may, however, download or print on paper pages and/or parts of the Amundi Finance’s website, strictly for your personal use, provided that you do not delete the statements regarding copyrights or intellectual property rights.

The downloading or any other form of copying the software or the information provided on the Amundi Finance website does not give you any rights with respect to the software or information and you may not reproduce (in whole or in part), transmit (by electronic or other means), modify or use this site for public purposes or other commercial purposes, or create links to the site, without the prior written consent of Amundi Finance.

The name “Amundi Finance” is a registered trademark of Amundi. You cannot reproduce, delete, reuse or modify in any way whatsoever the distinctive signs appearing on the pages of this website.

Severability

 In the event that one of the provisions of these terms and conditions of use is deemed unlawful, void or unenforceable, such provision shall be considered as severable from these terms and conditions of use without any effect on the validity or enforceability of the other provisions.

Your continued use of this website indicates that you have understood and accepted the terms, conditions and restrictions set out here, as well as the provisions of the terms and conditions of use of this website. You understand that these terms and conditions apply whenever you access the Amundi Finance’s website in the future, as do the limitation of liability provisions, warnings relating to risks and other information provided.

Applicable law

This website of Amundi Finance and its content shall be governed by and construed in accordance with French law. Any dispute arising or relating thereto will be subject to the exclusive jurisdiction of the French courts.